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Helpinsure.com - A Texas Department of Insurance Web Site

Ayudando a residentes en Texas con sus necesidades de seguro para automóvil y propiedad residencial.
Un servicio gratuito del Departamento de Seguros de Texas y la Oficina del Asesor Público de Seguros.


Website Survey

Residential Property Insurance

Residential Property Groups Writing New and Renewal Insurance Business
in Tier 1 and Tier 2 (as of 5/8/08)
Groups Writing New
Business in
Tier 1*
Groups Renewing in
Tier 1*
Groups Writing New and
Renewal Business in Tier 2
  Wind Available
Y or N
  Wind Available
Y or N
 
AAA Texas N AAA Texas N AAA Texas
AMICA Y AMICA Y AMICA
Allstate N Allstate N 1
American National N American National N American National
ASI Lloyds N ASI Lloyds N ASI Lloyds
Balboa N Balboa N Balboa
Beacon N Beacon Y Beacon
Central Mutual N Central Mutual Y Central Mutual
Chubb N Chubb Y Chubb
Cypress Texas Lloyds Y Cypress Texas Lloyds Y Cypress Texas Lloyds
Farmers Y Farmers Y Farmers
Foremost N Foremost N Foremost
Hartford N Hartford Y Hartford
Liberty Mutual N Liberty Mutual Y Liberty Mutual
National Lloyds Y National Lloyds Y National Lloyds
National Specialty Y National Specialty Y National Specialty
Nationwide N Nationwide N Nationwide
Republic N Republic Y Republic
Safeco N Safeco N Safeco
State Farm Y State Farm Y State Farm
Texas Farm Bureau Y Texas Farm Bureau Y Texas Farm Bureau
Travelers Y Travelers Y Travelers
USAA 2 Y USAA Y USAA

Tier 1 includes:
Aransas, Brazoria, Calhoun, Cameron, Chambers, Galveston, Jefferson, Kenedy, Kleberg, Matagorda, Nueces, Refugio, San Patricio, Willacy. For the purposes of this survey, Tier 1 also includes certain specifically designated communities in Harris County that are east of State Highway 146. These communities are Pasadena, Morgan's Point, Shoreacres, Seabrook and La Porte.

NOTE: Wind coverage may be available through the Texas Windstorm Insurance Association.

Tier 2 includes:
Bee, Brooks, Fort Bend, Goliad, Hardin, Harris - except as noted in Tier 1, Hidalgo, Jackson, Jim Wells, Liberty, Live Oak, Orange, Victoria, Wharton

 

* New business written subject to individual company underwriting guidelines, including deductible options. Those companies that are shown to provide wind in Tier 1 may not provide wind in all areas within Tier 1. Other limitations may apply.

1. Allstate is not writing new business in Tier 2. Subject to underwriting guidelines, certain Tier 2 policies are not being renewed.
2. USAA Group insurance is only available to persons eligible for membership.


The above list is not comprehensive. There may be additional, smaller companies writing new and renewal business in Tiers 1 and 2.



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